Remember: If It Looks Too Good To Be True...

I went clear-cutting one of my less monitored email accounts today.   Some 1900 messages were thre, Maybe 1400 were legitimate messages from the past year and a half.  I deleted those, leaving the rest.   Perhaps about 25-30 that needed to be kept - the rest got the spam flag first.    Amongst the Nigerian princes fake lotteries, and other miscellaneous nonsense I sawone that sent me about 15spam-mails.   This got my curiosity to have a look.  In general, the odds of a spammer using the same name and /or email address multiple times is slim.


Here's the contents:

Thank you for opening my email sent last week.   Since the last email I sent my lending requirements have loosened.   We are willing to loan to small businesses with no personal guarantee or Fico score requirements. We base our approvals on the Financial stability of your company.  For example last week I funded a Georgia based Software Company  $20,000 with a $99.00 daily payment Monday - Friday for 10 months.  This particular company was using my capital to secure SEO marketing and google clicks and two contract employees. As you know in order to crush the competition and stay alive you need to market and have the manpower.  Why not use my money to crush the competition. They always say in order to make money you must spend it.

My Program Highlights are

Funding in 24 Hours 

Submit Only a one page Application and Three  Months of your last business Bank Statements

Loans Available to $500,000

Loans not based on Individual FICO Scores

 My funding comes with no restrictions and  it is wired directly to your bank account for your discretion. Also this deal was funded with 24 hours of all of the conditions being met.

The Application requirements are light. 

1. Signed and completed application. (This application is attached to this email)

2. One month of your current business bank statements. 

*If you are accepting credit cards I will also need a copy of your last months credit card processing statement

Once I get this I will package and present your deal to our partner banks as well as our private investors.  I will have an approval and term sheet for you within 2 hours of receiving all of your information.  Funding will be within 4 hours after all of the information on your application is verified and funding conditions are met..  You can fax me these documents to my secure e-fax at (866) 656-8477. You can reach me anytime at my desk or at 877.237.7703 or call me after hours on my cell phone (323) 216-0555 so that we can discuss some of the programs available to your business. I'm up and going every day at 5 am PST.

CLICK HERE TO APPLY NOW

Thanks and have a blessed day,

Stef Marrero

Business Development

999 Corporate Drive 

Ladera Ranch, CA 92694

p. 877-237-7703 x 101

f. 866-656-8477

d. 949-525-4727

e. stef@talegacapital.com

w. www.talegacapital.com

Of course there's also the normal BS about how this was not unolicited or whatever to try to make you believe you signed up for it.   Apparently Mr (Stefan) Marerro  is mixing Florida and California information here (domain registry info).  

What tells me it's bogus?

• I have never heard of this individual, nor his company.  
• I have not actively nor passively sought out any type of funding from him
• Nor from an outfit that may share information with shady bottomfeeders/scammers.   
• It was not addressed by name or business.   
• It operates on false pretenses of previous/established relationship
• It makes unrealistic claims regarding available monies
• The requirements seem to be "too easy", especially in today's economy.
• It arrived to an account not associated with my business

 There's a chance that there's something non-illegal about Mr Spammer's offer.  But, it's likely something that will come with more pain than gain.   The best advice to remember is that messages that come in unsolicited (even/especially if they claim otherwise) that make an offer that seems "too good to be true"; are.   Flag it, bin it, and don't be taken for a ride by something like this.